# WhippleWood > Tax, accounting, and advisory firm based in Denver and Littleton, Colorado. WhippleWood serves business owners, entrepreneurs, and high-net-worth individuals with outsourced accounting, tax planning, fractional CFO, business valuations, and forensic accounting services. WhippleWood operates as an Alternative Practice Structure — two legally distinct entities under one brand. This site (whipplewood.com) covers business consulting, tax, accounting, and fractional CFO services. The sister site (whipplewoodcpas.com) covers audit, assurance, benefit plan audits, and peer review. ## Assurance - [Benefit Plan Audits](https://whipplewood.com/services/benefit-plan-401k-audits/): Learn about the retirement plan audit services offered including ERISA Section 103(a)(3)(c) and full scope audits - Denver Firm. - [Assurance](https://whipplewood.com/services/assurance/): Financial assurance and advisory services to help Colorado businesses manage risk, meet compliance requirements, and strengthen reporting. - [Financial Statement Audits](https://whipplewood.com/services/financial-statement-audits/): Learn about the financial statement audit services offered including risk assessment and planning and the audit report - Denver Firm. - [Financial Statement Reviews](https://whipplewood.com/services/financial-statement-reviews/): Learn about the financial statement and GAAP review services offered to businesses in Denver - Denver CPA Firm. ## Accounting & CFO - [Fractional CFO](https://whipplewood.com/services/fractional-cfo/): Fractional CFO services for growing Denver businesses. WhippleWood delivers cash flow management, forecasting, and KPI reporting. - [Accounting](https://whipplewood.com/services/accounting/): Outsourced accounting and bookkeeping for Denver businesses. Accurate financials, timely reporting, and clarity from WhippleWood. - [Forensic Accounting](https://whipplewood.com/services/forensic-accounting/): Protect your business with investigative accounting and fraud advisory services. WhippleWood helps Denver companies uncover financial issues. - [Accounting & Bookkeeping Services](https://whipplewood.com/services/accounting-bookkeeping-services/): Accounting and bookkeeping services to keep your financials accurate and current. Make confident decisions with WhippleWood in Denver. ## Advisory - [Life Planning](https://whipplewood.com/services/life-planning/): Life planning services through every stage — succession planning, financial consulting, and long-term wealth strategy with WhippleWood. - [Business Valuations](https://whipplewood.com/services/business-valuations/): WhippleWood provides accurate, defensible business valuation reports for transactions, estate planning, succession planning, shareholder disputes, and... - [Consulting](https://whipplewood.com/services/consulting/): Strategic consulting for buy/sell transactions, solvency planning, and business analysis. WhippleWood advisors serving Denver and Colorado. - [Strategic Planning](https://whipplewood.com/services/strategic-planning/): Strategic planning for Denver businesses — trust and estate planning, family wealth management, and long-term growth strategies. ## Tax - [Business Tax](https://whipplewood.com/services/business-tax/): Business tax planning and corporate compliance for Denver entrepreneurs and companies. WhippleWood handles filings and strategy. - [State & Local Tax Services](https://whipplewood.com/services/state-local-tax-services/): State and local tax planning, nexus analysis, and multi-state compliance for Colorado businesses. Reduce exposure with WhippleWood. - [Tax Services](https://whipplewood.com/services/tax/): Individual and business tax planning, preparation, and compliance for Denver companies and families. Strategic advice from WhippleWood. - [Business Tax Planning & Compliance](https://whipplewood.com/services/business-tax-planning-compliance/): Business tax planning and compliance for Denver companies. S-corps, C-corps, partnerships, trusts, 1031 exchanges, and IRS representation. - [Nonprofit Tax Services](https://whipplewood.com/services/nonprofit-tax-services/): Nonprofit tax services for Colorado public charities and private foundations. Form 990/990-PF compliance, planning, and year-round guidance. - [Individual Tax Planning & Compliance](https://whipplewood.com/services/individual-tax-planning-compliance/): Individual tax planning and compliance for Colorado residents. Accurate filings, proactive strategies, and year-round guidance from WhippleWood. - [Estate & Gift & Trust Tax](https://whipplewood.com/services/estate-gift-trust-tax/): Estate, gift, and trust tax planning and compliance in Colorado. Reduce surprises, coordinate filings, and navigate complex situations. - [State/ Local Tax](https://whipplewood.com/services/state-local-tax/): State and local tax planning and compliance for multi-state filings, apportionment, nexus, and reporting. Reduce risk with WhippleWood. - [International Tax](https://whipplewood.com/services/international-tax/): International tax services for U.S. individuals and businesses. Cross-border compliance, required filings, and planning for global activity. - [R&D Tax Reporting](https://whipplewood.com/services/rd-tax-credit-reporting/): R&D tax credit reporting to document qualifying activities and expenses. Strengthen your position and claim available credits with WhippleWood. - [IRS/State Authority Representation](https://whipplewood.com/services/irs-state-authority-representation/): WhippleWood represents individuals and businesses before the IRS and state tax authorities. Audits, notices, penalties, and collections support. ## Industries - [Nonprofit organizations](https://whipplewood.com/industries/nonprofit-accounting/): Nonprofit bookkeeping, grant tracking, Form 990 support, and audit-ready financials for Colorado organizations—board-ready reports - [Auto Dealership](https://whipplewood.com/industries/auto-dealership/): Outsourced accounting for auto dealerships since the 1990s. Get inventory analysis, receivables, and tax strategies from WhippleWood. - [Real Estate And Construction](https://whipplewood.com/industries/real-estate-and-construction/): Accounting and tax support for Colorado real estate and construction firms—cash flow, job costing, planning for contractors and developers. - [Energy](https://whipplewood.com/industries/energy/): Energy accounting for oil & gas and cleantech firms—tax incentives, investment credits, and cash flow planning for Colorado. - [Hospitality](https://whipplewood.com/industries/hospitality/): Preferred vendor for McDonald’s franchisees since 1990s. WhippleWood supports restaurants with accounting, tax strategy, reporting. - [Franchisees And Franchisors](https://whipplewood.com/industries/franchisees-and-franchisors/): Support franchisees and franchisors with cash flow monitoring, fee-structure insight, tax planning. 30+ years serving franchises in CO. - [Healthcare & Wellness](https://whipplewood.com/industries/healthcare-and-wellness/): Accounting and tax support for healthcare & wellness in Colorado—cash flow monitoring, forecasting, and guidance for key decisions. - [Manufacturing & Distribution](https://whipplewood.com/industries/manufacturing-and-distribution/): Accounting and tax guidance for Colorado manufacturers and distributors. Improve controls, productivity, and reporting. ## About - [About Us](https://whipplewood.com/about/): Firm history and overview - [Our Team](https://whipplewood.com/about/team/): Meet our professionals - [Careers](https://whipplewood.com/careers/): Career opportunities at WhippleWood - [Contact Us](https://whipplewood.com/contact/): Office location and contact information ## Insights - [The HSA as a Retirement Account: How It Compares to Your 401(k) for Medical Costs](https://whipplewood.com/insights/hsas-for-retirement-planning/): How the HSA compares to a 401(k) and Roth IRA for retirement medical expenses. Covers contribution limits, investment strategy, and the Medicare timing trap. - [Year-End Tax Planning for Small Business Owners](https://whipplewood.com/insights/year-end-tax-planning-small-business/): Year-end tax planning strategies for small business owners, including the permanent QBI deduction, bonus depreciation, retirement plan contributions, and... - [The R&D Tax Credit: What Counts, What Doesn't, and How to Claim It](https://whipplewood.com/insights/rd-tax-credit-how-to-claim-it/): Which activities qualify for the R&D tax credit, which costs count, how to calculate the credit, and two 2026 deadlines Colorado business owners should know... - [The 13-Week Cash Flow Forecast: A Step-by-Step Guide for Business Owners](https://whipplewood.com/insights/13-week-cash-flow-forecast-guide/): How to build a 13-week cash flow forecast step by step. Covers common planning mistakes, inflow and outflow projections, and weekly variance tracking. - [What the New RMD Proposals Change About Your Retirement Withdrawals](https://whipplewood.com/insights/new-rmd-proposals-retirement-withdrawals/): The IRS proposed RMD regulations address the 1959 birth year question, surviving spouse options, Roth 401(k) rules, and partial annuitization. Here is what... - [Virtual CFO Services: When Your Business Needs More Than a Bookkeeper](https://whipplewood.com/insights/virtual-cfo-services-business-needs-more-than-a-bookkeeper/): Virtual CFO services provide strategic financial leadership without the cost of a full-time hire. Learn when your business needs more than a bookkeeper and... - [Monthly Close Checklist: A Practical Guide for Small Finance Teams](https://whipplewood.com/insights/monthly-close-checklist-for-small-business/): Practical monthly close checklist for small businesses. Build a consistent 5–10 day close with clear cutoffs, reconciliations, reviews, and documentation,... - [Charitable Deduction Changes for 2026: What Donors Need to Know](https://whipplewood.com/insights/charitable-deduction-changes/): New 2026 rules change charitable deductions: non-itemizers can now deduct up to $1,000/$2,000, while itemizers face a 0.5% AGI floor. Learn what changed and... ## Full content - [llms-full.txt](https://whipplewood.com/llms-full.txt): Complete service descriptions, team bios, FAQ, and recent insights